These Terms of Service (“Terms”) govern your use of the Luvera Consulting website (“Website”). By accessing or using this Website, you agree to be bound by these Terms..

This Website is provided for informational purposes only. By using this Website, you agree to use it lawfully and not for any prohibited or harmful activities.

The content on this Website is provided for general informational purposes only and does not constitute financial, legal, or professional advice. Any decisions you make based on the information provided on this Website are made at your own risk.

Luvera Consulting provides consulting services. Submitting a form or contacting us through the Website does not create a binding agreement or client relationship. A formal agreement will be established separately, if applicable.

All content on this Website, including text, images, design, and branding, is the property of Luvera Consulting or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

To the fullest extent permitted by law, Luvera Consulting shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- Your use of the Website
- Reliance on any information provided
- Technical issues or interruptions

This Website may contain links to third-party websites. We are not responsible for the content, policies, or practices of these external sites.

Your use of this Website is also governed by our Privacy Policy.

We may update these Terms from time to time. Continued use of the Website after changes are posted constitutes acceptance of the updated Terms.

These Terms are governed by the laws of Portugal.

If you have any questions about these Terms, please contact us:
Email: luveraconsulting@gmail.com